Buying a Home in Quebec

Key taxes and fees specific to Quebec home buyers. All figures are estimates.

Welcome Tax (Taxe de bienvenue)

One-time municipal transfer duty owed shortly after closing. Calculated using progressive brackets that vary by municipality.

Notary fees

In Quebec, a notary handles the deed. Typical fees range from $1,200 to $2,500 depending on the transaction.

Municipal taxes

Annual taxes based on the municipal assessment value. Often paid in 2–4 installments per year.

School taxes

Annual provincial school tax, billed by the Centre de services scolaire.

Condo fees

Monthly contribution to the syndicate's operating budget and reserve fund.

CMHC/SCHL in Quebec

Default insurance rules are federal; QST applies to the premium in Quebec and is paid up front.

Welcome Tax estimator

Enter the higher of the purchase price or municipal valuation. Brackets shown are illustrative; municipalities (especially Montreal) may apply higher top brackets.

Estimated welcome tax

$6,763.50

Bracket breakdown

  • $0.00$53,200.00 · 0.50%$266.00
  • $53,200.00$266,200.00 · 1.00%$2,130.00
  • $266,200.00$527,900.00 · 1.50%$3,925.50
  • $527,900.00$550,000.00 · 2.00%$442.00
Quebec taxes and fees vary by municipality. Always verify with your municipality, notary or professional advisor.