Guides for Canadian home buyers

Learn how mortgages work in Canada.

Everything you need to know before buying your first home.

Which option fits your financial profile?

Understand mortgage default insurance in Canada.

Minimums, sweet spots, and the 20% rule.

What to prepare before talking to a lender.

Welcome tax, notary fees, and Quebec specifics.

How lenders qualify you above the contract rate.

Total cost, monthly payment, and eligibility.

Land transfer tax, legal fees, inspections and more.

APR, terms, prepayment options and the fine print.